{"id":90024,"date":"2021-03-23T17:30:00","date_gmt":"2021-03-23T17:30:00","guid":{"rendered":"https:\/\/www.propublica.org\/article\/where-is-my-tax-refund-1#1056013"},"modified":"2021-03-23T17:30:00","modified_gmt":"2021-03-23T17:30:00","slug":"where-is-my-tax-refund","status":"publish","type":"post","link":"https:\/\/radiofree.asia\/2021\/03\/23\/where-is-my-tax-refund\/","title":{"rendered":"Where Is My Tax Refund?"},"content":{"rendered":"\n                <p class=\"byline\">\n                by <span class=\"name\">Kristen Doerer<\/span> for  <a href=\"https:\/\/www.propublica.org\/\">ProPublica<\/a> and <a class=\"name\" href=\"https:\/\/www.propublica.org\/people\/karim-doumar\">Karim Doumar<\/a>                <\/p>\n                                             \n\n                                                                    \n            <div class=\"article-body__note article-body__note--newsletter\" id=\"newsletter-txt-note\">\n                <p>ProPublica is a nonprofit newsroom that investigates abuses of power. Sign up to receive <a href=\"https:\/\/www.propublica.org\/newsletters\/the-big-story?source=rss&amp;placement=top-note&amp;region=national\">our biggest stories<\/a> as soon as they\u2019re published.<\/p>\n\n            <\/div>\n\n                \n\n      \n\n\n\n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"1.0\">So, you\u2019ve figured out your deductions or <a href=\"https:\/\/www.propublica.org\/article\/eitc-2021\">credits<\/a>, calculated how <a href=\"https:\/\/www.propublica.org\/article\/what-are-2020s-tax-brackets-and-will-i-get-audited\">much you owed<\/a> in taxes, and successfully <a href=\"https:\/\/www.propublica.org\/article\/how-to-file-your-state-and-federal-taxes-for-free-in-2021\">filed your return (for free, hopefully)<\/a>. If you\u2019re sitting around wondering where your money is, you\u2019re not alone. Lucky for you, the IRS offers several ways to track your tax return.<\/p>\n        \n    \n                        \n    <h3>\n        How do I track my tax return?\n    <\/h3>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"3.0\">Once you have filed, there are three options for tracking your refund:<\/p>\n        \n    \n                        \n\n\n              <p><a href=\"https:\/\/www.propublica.org\/newsletters\/the-big-story?placement=in-body&source=rss&region=national\">Never miss the most important reporting from ProPublica\u2019s newsroom. Subscribe to the Big Story newsletter.<\/a><\/p>\n\n       \n        \n    \n                    \n<ul>\n<li><strong>Online:<\/strong> You can check your refund status on the <a href=\"https:\/\/sa.www4.irs.gov\/irfof\/lang\/en\/irfofgetstatus.jsp\">IRS website<\/a>. See below for the information you\u2019ll need to have handy. <\/li>\n<li><strong>App:<\/strong> The <a href=\"https:\/\/www.irs.gov\/newsroom\/irs2goapp\">IRS2Go app<\/a> is available for both iPhone (iOS) and Android users. You can download it using:<ul>\n<li><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=gov.irs&amp;referrer=utm_source%3DIRSpup%26utm_medium%3Dlanding-page\">Google Play<\/a><\/li>\n<li><a href=\"https:\/\/apps.apple.com\/app\/apple-store\/id414113282\">Apple App Store<\/a><\/li>\n<li><a href=\"http:\/\/www.amazon.com\/Internal-Revenue-Service-IRS2Go\/dp\/B00TTCW8S2\/\">Amazon for Android <\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>Phone:<\/strong> The <a href=\"https:\/\/www.eitc.irs.gov\/partner-toolkit\/fact-sheets\/wheres-my-refund\/wheres-my-refund-fact-sheet\">IRS refund hotline<\/a> is <strong>800-829-1954<\/strong>. This option is especially useful for those who <a href=\"https:\/\/www.propublica.org\/article\/matt-bevin-kentucky-information-highway-high-speed-internet\">do not have internet access<\/a>.<\/li>\n<\/ul>\n<\/p>\n        \n    \n                        \n    <h3>\n        What information do I need to track my tax return?\n    <\/h3>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"7.0\">To track your tax return, there are <strong>three things you<\/strong> <a href=\"https:\/\/sa.www4.irs.gov\/irfof\/lang\/en\/irfofgetstatus.jsp\"><strong>need<\/strong><\/a>:<\/p>\n        \n    \n                            \n    \n                    \n<ul>\n<li>Your Social Security number or Individual Taxpayer Identification Number (ITIN).<\/li>\n<li>Your filing status: single filer, married filing jointly, married filing separately or head of household. Find out what these mean <a href=\"https:\/\/www.propublica.org\/article\/what-are-2020s-tax-brackets-and-will-i-get-audited\">here<\/a>. <\/li>\n<li>Your exact refund amount.<\/li>\n<\/ul>\n<\/p>\n        \n    \n                        \n    <h3>\n        When can I check on my refund?\n    <\/h3>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"11.0\"><strong>If you e-filed:<\/strong> You can check on your refund after 24 hours. The IRS recommends getting in touch if you haven\u2019t received your tax refund after <a href=\"https:\/\/www.irs.gov\/refunds\">21 days<\/a>.<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"12.0\"><strong>If you filed by mail:<\/strong> You usually aren\u2019t able to check your status for four weeks if you mailed in your taxes, but you may have already received your refund by that time. <strong>The IRS is warning of<\/strong> <strong>weekslong<\/strong> <strong>delays in 2021 for mailed-in taxes.<\/strong> If you mailed in your taxes and are <a href=\"https:\/\/www.irs.gov\/refunds\">waiting for your refund<\/a>, the IRS advises you to <em>not<\/em> file a second time and <em>not<\/em> call them.<\/p>\n        \n    \n                        \n    <h3>\n        What is the tax refund schedule?\n    <\/h3>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"14.0\">The IRS <a href=\"https:\/\/www.irs.gov\/refunds\/tax-season-refund-frequently-asked-questions\">refuses<\/a> to <a href=\"https:\/\/www.eitc.irs.gov\/partner-toolkit\/fact-sheets\/wheres-my-refund\/wheres-my-refund-fact-sheet\">guarantee<\/a> a day by which you\u2019ll get your refund. Timing also depends on how you file and whether you get your return via direct deposit or check. For most people who file electronically though, the IRS issues refunds around <a href=\"https:\/\/www.irs.gov\/refunds\">21 days after filing<\/a>.<\/p>\n        \n    \n                        \n    <h3>\n        What are the tax return statuses?\n    <\/h3>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"16.0\">When you check on your return, there are three <a href=\"https:\/\/www.eitc.irs.gov\/partner-toolkit\/fact-sheets\/wheres-my-refund\/wheres-my-refund-fact-sheet\">statuses<\/a> you might get: <\/p>\n\n<ul>\n<li>Your return has been <strong>received<\/strong>. <\/li>\n<li>Your refund has been <strong>approved<\/strong>.<\/li>\n<li>Your refund has been <strong>sent<\/strong>.<\/li>\n<\/ul>\n<\/p>\n        \n    \n                        \n    <h3>\n        Why am I not getting my refund?\n    <\/h3>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"18.0\">There are a number of reasons why your refund may be held up. There might be a delay if:<\/p>\n        \n    \n                    \n<ul>\n<li>You filed by snail mail. Due to the COVID-19 pandemic, the IRS has a <a href=\"https:\/\/www.propublica.org\/article\/the-irs-cashed-her-check-then-the-late-notices-started-coming\">severe paperwork backlog<\/a>. <\/li>\n<li>Your return includes any errors or is incomplete.<\/li>\n<li>You\u2019ve been the victim of identity theft or fraud.<\/li>\n<li>You\u2019ve been <a href=\"https:\/\/www.propublica.org\/article\/irs-sorry-but-its-just-easier-and-cheaper-to-audit-the-poor\">audited<\/a>. (<a href=\"https:\/\/www.propublica.org\/getinvolved\/irs-audit-earned-income-tax-credit-refund-help\">Here\u2019s<\/a> some information about how your audit might work.) <\/li>\n<li>You filed for the <a href=\"https:\/\/www.propublica.org\/article\/eitc-2021\">earned income tax credit<\/a> or the <a href=\"https:\/\/www.eitc.irs.gov\/other-refundable-credits-toolkit\/what-you-need-to-know-about-ctc-and-actc\/what-you-need-to-know\">additional child tax credit<\/a>. By law, the IRS cannot <a href=\"https:\/\/www.irs.gov\/individuals\/refund-timing\">issue<\/a> your refund before mid-February. <\/li>\n<li>You owe back taxes, state taxes, student loans or child support. In some cases, the IRS will put your refund toward the money you owe. You will receive a letter from the IRS explaining if your refund was used to pay another debt you owe.  <\/li>\n<li>You\u2019ve been the victim of a scam. Read more about the <a href=\"https:\/\/www.washingtonpost.com\/business\/2020\/01\/27\/start-tax-season-2020-is-prime-time-scammers\/\">types of scams<\/a> that have been <a href=\"https:\/\/www.nerdwallet.com\/blog\/taxes\/avoid-irs-scams\/\">popular recently<\/a>.<\/li>\n<\/ul>\n<\/p>\n        \n    \n                        \n    <h3>\n        Can I get my tax refund early?\n    <\/h3>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"21.0\">Short answer: no.<\/p>\n        \n    \n                            \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"23.0\"><a href=\"https:\/\/www.consumerfinance.gov\/about-us\/blog\/tax-refund-tips-understanding-refund-advance-loans-and-checks\/\"><strong>No one<\/strong><\/a> <strong>\u2014 not the IRS, a bank or anyone else \u2014 can give you immediate access to your tax refund.<\/strong> That said, some tax-preparation companies do offer options to effectively give you access to money sooner, either through refund anticipation checks or a refund advance loan.<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"24.0\"><strong>\u201cRefund advance loans,\u201d or RALs,<\/strong> are loans secured by and repaid directly from your tax refund. This money is not your actual tax refund. Sometimes, the money will be deposited on a <a href=\"https:\/\/www.taxadvance.com\/#:~:text=A%20Refund%20Anticipation%20Loan%20allows,savings%2C%20or%20prepaid%20card%20account.\">prepaid card<\/a> that comes with <a href=\"https:\/\/turbodebitcard.intuit.com\/assets\/docs\/GD-Bank-DepositAccount-Agreement-(Intuit).pdf\">additional fees<\/a>. These days, there are two types of RALs.<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"25.0\"><strong>\u201cNo Fee\u201d or \u201cAdvance\u201d RALs<\/strong> are often called a \u201crefund advance\u201d that claims to have \u201c<a href=\"https:\/\/www.nclc.org\/images\/pdf\/taxes\/rpt-tax-time-jan2020.pdf\">no fees<\/a>.\u201d However, in order to apply for and receive the loan, you have to use the company's tax-prep service, which may have <a href=\"https:\/\/www.propublica.org\/article\/inside-turbotax-20-year-fight-to-stop-americans-from-filing-their-taxes-for-free\">significant costs<\/a>. This can route eligible people away from <a href=\"https:\/\/www.propublica.org\/article\/how-to-file-state-federal-taxes-free-2020\">free alternatives<\/a> with no guarantee that a loan of any amount will be approved by the bank. There may also be hidden fees for these loans.<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"26.0\"><strong>Interest-bearing RALs<\/strong> are a new option where lenders offer much larger RALs on the condition that you waive the alternatively available \u201cno-fee\u201d RAL. These RALs impose interest on the full amount of the loan and in some cases charge origination fees.<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"27.0\">\u201cTax preparers and lenders are again offering interest-bearing RALs in the ongoing quest to skim as much of taxpayers\u2019 refunds as possible,\u201d the National Consumer Law Center wrote in an <a href=\"https:\/\/www.nclc.org\/images\/pdf\/taxes\/Rpt_2021_Tax_Time.pdf\">annual issue brief<\/a>. \u201cTaxpayers seeking the no risk, \u2018no-fee\u2019 RALs of years past could instead end up with interest-bearing loans instead or no loan at all.\u201d<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"28.0\"><strong>If<\/strong> <strong>a refund anticipation loan is not approved,<\/strong> <strong>you will likely still owe the tax-prep costs, which may be taken out of your refund when it is eventually paid.<\/strong> This deduction will be made using a product called a \u201crefund anticipation check,\u201d RAC or \u201crefund transfer,\u201d which can come with fees.<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"29.0\"><strong>A refund anticipation check, or RAC,<\/strong> lets you put off paying for the tax-preparation service you use to file your taxes. Typically, you\u2019ll agree to pay an additional fee to have the cost of tax preparation deducted from your refund amount. Once the IRS issues your refund, the preparer deducts this fee and the cost of preparing your taxes and then gives the rest of the money to you. Keep in mind that if you don\u2019t have the money to use a paid tax service, you may be able <a href=\"https:\/\/www.propublica.org\/article\/how-to-file-state-federal-taxes-free-2020\">to file completely for free<\/a> without worrying about any of these fees.<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"30.0\">It\u2019s not always clearly explained, but both of these options usually involve a temporary bank account being set up in your name, which is how the preparer takes out their portion of your refund. A ProPublica analysis of IRS data found that in 2018, around 14% of tax filers either got an RAL or an RAC.<\/p>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"31.0\">Before agreeing to use a tax-preparation service in exchange for an advance, read the terms carefully and make sure you understand the total cost to you.<\/p>\n        \n    \n                        \n    <h3>\n        \n    <\/h3>\n        \n    \n                            \n    \n                        \n    <h3>\n        About this guide:\n    <\/h3>\n        \n    \n                    \n<p data-pp-blocktype=\"copy\" data-pp-id=\"35.0\">ProPublica has reported extensively about <a href=\"https:\/\/www.propublica.org\/article\/you-cant-tax-the-rich-without-the-irs-internal-revenue-service\">taxes<\/a>, the IRS Free File program and the <a href=\"https:\/\/www.propublica.org\/series\/gutting-the-irs\">IRS<\/a>. Specifically, we\u2019ve covered the ways in which the for-profit tax preparation industry \u2014 companies like <a href=\"https:\/\/www.propublica.org\/article\/trump-tax-law-threatened-turbotax-profits-started-charging-disabled-unemployed-and-students\">Intuit (TurboTax)<\/a>, H&amp;R Block and Tax Slayer \u2014 has <a href=\"https:\/\/www.propublica.org\/article\/how-the-maker-of-turbotax-fought-free-simple-tax-filing\">lobbied<\/a> for the <a href=\"https:\/\/www.propublica.org\/article\/senior-irs-leaders-launch-review-of-partnership-with-turbotax-and-h-r-block\">Free File program<\/a>, then <a href=\"https:\/\/www.propublica.org\/article\/the-irs-tried-to-hide-emails-that-show-tax-industry-influence-over-free-file-program\">systematically<\/a> <a href=\"https:\/\/www.propublica.org\/article\/trump-tax-law-threatened-turbotax-profits-started-charging-disabled-unemployed-and-students\">undermined<\/a> it with <a href=\"https:\/\/www.propublica.org\/article\/turbotax-deliberately-hides-its-free-file-page-from-search-engines\">evasive search tactics<\/a> and <a href=\"https:\/\/www.propublica.org\/article\/turbotax-just-tricked-you-into-paying-to-file-your-taxes\">confusing design<\/a>. These companies also work to fill search engine results with tax \u201c<a href=\"https:\/\/www.propublica.org\/article\/intuit-ceo-in-internal-video-hiding-free-turbotax-was-in-best-interest-of-taxpayers\">guides<\/a>\u201d that sometimes route <a href=\"https:\/\/www.propublica.org\/article\/here-are-your-stories-of-being-tricked-into-paying-by-turbotax-you-often-need-the-money\">users to paid products<\/a>. This guide is not personalized tax advice, and you should speak to a tax professional about your specific tax situation.<\/p>\n        \n             \n\n                                    \n        <div class=\"article-body__note article-body__note--tips-callout\" data-pp-location=\"bottom-note\" data-pp-view data-pp-category=\"get involved\">\n                        <p>Here\u2019s how to <a href=\"https:\/\/www.propublica.org\/article\/how-to-leak-to-propublica\">send tips and documents<\/a> to ProPublica securely.<\/p>\n\n        <\/div>\n\n    \n\n\n                                    \n        <div class=\"article-body__note article-body__note--related-story\" data-pp-location=\"bottom-note\" >\n                        <p>For more coverage, read ProPublica's previous reporting on the <a href=\"https:\/\/www.propublica.org\/series\/gutting-the-irs\">IRS<\/a> or the <a href=\"https:\/\/www.propublica.org\/series\/the-turbotax-trap\">tax prep industry<\/a>.<\/p>\n\n        <\/div>\n\n    \n\n\n                                    \n        <div class=\"article-body__note article-body__note--contributor-line\" data-pp-location=\"bottom-note\" >\n                        <p>Kristen Doerer is a reporter in Washington, D.C. Her writing has appeared in PBS NewsHour, The Guardian and The Chronicle of Higher Education, among others. Follow her on Twitter at <a href=\"https:\/\/twitter.com\/k2doe\">@k2doe<\/a>.<\/p>\n\n        <\/div>\n\n    \n                                         <img src=\"http:\/\/feeds.propublica.org\/link\/9499\/14370005.gif\" height=\"1\" width=\"1\"\/>\n<p class=\"syndicated-attribution\">This post was originally published on <a href=\"http:\/\/feeds.propublica.org\/link\/9499\/14370005\/where-is-my-tax-refund-1\">Articles and Investigations - ProPublica<\/a>. <\/p>","protected":false},"excerpt":{"rendered":"<p>                by Kristen Doerer for  ProPublica and Karim Doumar                <\/p>\n<p>                ProPub&#8230;<\/p>\n","protected":false},"author":3427,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14234],"tags":[],"_links":{"self":[{"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/posts\/90024"}],"collection":[{"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/users\/3427"}],"replies":[{"embeddable":true,"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/comments?post=90024"}],"version-history":[{"count":4,"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/posts\/90024\/revisions"}],"predecessor-version":[{"id":93088,"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/posts\/90024\/revisions\/93088"}],"wp:attachment":[{"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/media?parent=90024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/categories?post=90024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radiofree.asia\/wp-json\/wp\/v2\/tags?post=90024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}