The most talked-about expansion idea is a revival of postal banking, though advocates have proposed everything from in-home delivery of perishable groceries to senior wellness checks. Until postal banking was discontinued in 1967, the Post Office earned a modest fee for administering basic savings accounts, partnering with private banks that paid interest to account holders in exchange for loanable funds. As proposed by Senator Sherrod Brown (D-Ohio), an updated postal banking system could be paired with broader government efforts to modernize the monetary system.

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